The US, bracket by bracket
Federal tax, retirement accounts, 1099s and crypto, on 2026 numbers.
Estimate your federal tax
Fill in the form to see your tax.
2026 limits
$24,500
401(k) employee deferral
$7,500
IRA contribution
$16,100
standard deduction, single ($32,200 joint)
0 / 15 / 20%
long-term gains rates, stacked on top of your salary
$2,000
new 1099-NEC reporting threshold for freelance pay
$4,400
HSA limit for self-only cover
What you can ask
What bracket am I in on $140,000 married?
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us-crypto-taxMake my resume fit this US job posting.
us-resumeIs this offer good? Help me negotiate equity.
us-interview-prep